Disability Insurance for Physicians # Disability Insurance for Resident and Fellow Physicians **5,000+ physicians covered** Residents & Fellows across the US The Process ## Three steps to the right coverage No confusing jargon. No pressure. Just a clear picture of where you stand and what your options are. 01 ### Answer a few questions Our 6-section form covers your contact info, career stage, current insurance, and finances. Takes about 2 minutes. 02 ### We build your file Jay reviews your responses, and comes up with the best options for you. 03 ### Connect and decide Connect and customize a policy that meets your specific needs and objectives. Why It Matters ## Protect your most valuable asset over your career The right time to plan is often while you're in school or training—when exclusive options, discounts, and coverage that can grow with you are often within reach. Earning power Protect your most valuable asset over your career—your future income in your chosen specialty. Exclusive policies Take advantage of exclusive policies that may not be available in the future. Lock in value Lock in a low-cost policy now that can grow with you throughout your career. Training discounts Discounts are available to the majority of medical students, residents, and fellows. Common Questions ## What residents and fellows ask Jay most Short answers, with the moment in Jay's webinars where he explains each one. [Before Match · Should I get disability insurance before residency starts?](https://www.pgy1.com/questions/disability-insurance-before-residency/) [GSI policies · What is a GSI disability insurance policy?](https://www.pgy1.com/questions/what-is-gsi-disability-insurance/) [Choosing a policy · What is medical-specialty-specific true own-occupation coverage?](https://www.pgy1.com/questions/own-occupation-disability-insurance/) [Choosing a policy · Is the group disability insurance from my employer enough?](https://www.pgy1.com/questions/group-disability-insurance-enough/) [Before Match · How much does disability insurance cost for a resident or fellow?](https://www.pgy1.com/questions/disability-insurance-cost-resident/) [Choosing a policy · What is the future increase option on a disability policy?](https://www.pgy1.com/questions/future-increase-option/) [See all questions →](https://www.pgy1.com/questions/) #1 Individual Disability Insurance Broker Award with Guardian 2024 About ## Jay Weinberg, CLU · ChFC Founder, PGY1 Financial Solutions Corp Jay has spent his career focused on one thing: making sure physicians don't reach their attending years without the income protection they've earned. He built PGY1.com specifically for residents and fellows — the stage where coverage matters most and is least understood. Jay represents multiple insurance companies and has access to exclusive GSI policies through Guardian at several teaching institutions. Have a question before you fill out the form? Jay picks up the phone. [More about Jay →](https://www.pgy1.com/about/) [(609) 432-8862](tel:+16094328862) GSI lookup ## Does your hospital have a GSI policy? Many teaching hospitals have a guaranteed standard issue policy with no health questions. Check before you apply for anything else. Jay works with 37 hospitals and programs. [See the list](https://www.pgy1.com/gsi/#all) What Physicians Say ## Trusted by physicians nationwide Real feedback from physicians who went through the same process you're starting. ★★★★★ > "I first met Jay at a medical conference in medical school, then followed his educational webinars—financial information I was never taught in the classroom." Dr. Daniel R. Emergency Medicine ★★★★★ > "Once I matched into residency, I used Jay and his team at PGY1 to help secure a comprehensive individual disability policy with Guardian." Dr. Priya N. Emergency Medicine ★★★★★ > "For years Jay had been providing educational lectures to our orthopaedic surgery program. Despite my complicated medical records, Jay was able to get me into a comprehensive GSI policy." Dr. Karan V. Orthopaedic Surgery ★★★★★ > "Jay and his team placed me in a Guardian GSI policy the other agents never brought up—no health questions, and it covers my pre-existing conditions. I now refer residents and fellows I know to Jay's team whenever I can." Dr. Elena R. Anesthesiology ★★★★★ > "Before connecting with Jay I had spoken to several brokers, but none were the right fit. At my program director's recommendation, I reached out to PGY1 and haven't looked back since." Allison M. Anesthesiology ★★★★★ > "Jay is the broker for an exclusive GSI disability policy with no health questions. He was the only broker who could place me in this product." Dr. Marcus T. Orthopaedic Surgery ## Ready to see what coverage makes sense for you? The questionnaire takes about 2 minutes. Jay's team does the rest. Start the Questionnaire **5,000+ physicians covered** Residents & Fellows across the US --- PGY1 Financial Solutions Corp · Jay Weinberg, CLU, ChFC · independent disability insurance broker for residents, fellows and physicians · (609) 432-8862 · jay@pgy1.com Start here: [2-minute questionnaire](https://www.pgy1.com/) · [Does your hospital have a GSI policy?](https://www.pgy1.com/gsi/) · [All questions](https://www.pgy1.com/questions/) General information from Jay's webinars, not advice for your situation. Policy details vary by hospital, state and insurance company.